We have solely acquired just a few extra months of 2024, and earlier than it, you may be resetting your versatile spending account and well being financial savings accounts for 2025. When you have some extra cash mendacity round in both account and do not know the place to spend it, why not purchase your self a sensible ring — an Oura Ring, that’s?
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Due to its health-tracking capabilities, an Oura Ring can observe your sleep and exercise information that can assist you additional perceive your wellness patterns. Plus, Oura Rings are FSA- and HSA-eligible, so you should buy certainly one of these good rings with the pre-tax cash you have put aside all year long.
I’ve used an Oura Ring for almost a 12 months now and have discovered it to be top-of-the-line well being trackers available on the market for aggregating well being information and providing up useful options and developments that assist me additional perceive my wellness. It tracks my sleep, exercise, and restoration and gives me scores for my day by day readiness and the way properly I slept. With a six-day battery life, you do not have to cost these as ceaselessly as you’ll a smartwatch, a serious draw for anybody who cannot hassle to usually cost their units.
There are just a few exceptions and issues to contemplate earlier than you buy the good ring for your self. Maintain studying to be taught how one can purchase one together with your FSA or HSA funds.
What Oura merchandise can I purchase with my FSA or HSA funds?
You should buy the Oura Ring, chargers, and a membership together with your FSA or HSA. Oura advises clients to contact their supplier forward of buying to guarantee that they meet their supplier’s necessities and eligibility. Two- and three-year warranties on Oura Rings aren’t FSA- or HSA-eligible.
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Whereas memberships are eligible for FSA and HSA, an Oura Membership can solely be bought with a bank card or Paypal and not directly reimbursed by way of an HSA or FSA. “Invoices for recurring membership funds might be downloaded from the Membership Hub and despatched to your supplier,” according to Oura’s website.
How can I purchase an Oura Ring by way of my FSA or HSA?
There are two methods to buy an Oura Ring by way of your FSA and HSA: instantly and not directly.
To buy instantly, go to Oura’s website, choose your Oura Ring of selection, and take a look at. When it asks for a cost methodology, choose the Sika FSA/HSA cost methodology after which choose “Proceed with Sika,” which can take you to the third-party show. It is going to present which objects you have chosen might be bought with an FSA/HSA and which can not. You may have to make use of a special card out of your FSA/HSA for the ineligible objects. As soon as each playing cards are added, choose “Full Buy.” You may then obtain a affirmation electronic mail from help@sikahealth.com.
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To buy not directly, that’s, to purchase the Oura Ring with another cost methodology to FSA/HSA funds, find your Oura order affirmation from orders@ouraring.com or help@sikahealth.com. Contact Oura’s Member Care crew if you cannot discover this in your electronic mail.
Then, discover your Oura membership bill throughout the Membership Hub on the app. After getting this info, go to your FSA/HSA supplier and file a declare for the ring, the membership, and the chargers. This contains delivery and taxes as properly. Submit your declare, and also you’re good to go.
How can I exploit a part of my FSA/HSA funds to buy an Oura Ring?
As an example you do not have sufficient FSA/HSA cash to finish the acquisition with these funds alone. Oura says your FSA/HSA subtotal will mechanically regulate to the remaining steadiness in your HSA or FSA card account, and you should use one other cost methodology to make up the distinction.
